Home & Condominium Insurance
They say the kitchen is the heart of the home, but sometimes it seems like the bank account is the lifeblood. While you build your life, our agency can help maintain your financial health by providing solid homeowners insurance, including coverage for:
- Single-family houses
- Mobile homes
- Vacation homes
- Rental properties
We have spent more than 40 years helping Southern California homeowners find insurance policies to protect their property from losses due to natural and man-made disasters, such as fire, windstorm, wildfires and water damage not due to flooding. Our homeowners insurance and condo insurance policies help you restore your dwelling and replace your possessions if they are damaged, destroyed or stolen. One of our policies can even be written to cover high-value personal items, including art, wine collections, jewelry and furs, among many other collectibles and antiques.
Our condo insurance offers special features to protect unit holders from loss assessments by the condo association, and your agent will help you make sure your property coverage picks up where the association insurance leaves off—including custom improvements you build into your unit.
Asset Protection for Injuries to Others
When people think of homeowners insurance claims, they typically think of burst pipes, tree damage, sewer or drain backups, fire, theft or other calamities. But what about injuries to your guests or actions you or your children take that harm others or their property? A home insurance policy from our agency can cover personal liability in such circumstances, and if you are a person of substantial wealth, we will work with you to secure high limits of personal liability insurance, possibly including umbrella insurance.
Swimming pools, trampolines, certain breeds of dogs and notoriety can all add to your risk profile, so you need the specialized attention of one of our agents who will ask the right questions and spend the time to understand your particular needs. If you own a vacation home or a rental property, we can help insure that, too.