Boat & Watercraft Insurance
Whether your boat and watercraft are in use, at rest or in route, your insurance coverage should be in gear. We provide boat insurance and coverage for watercraft that meets the requirements of marinas throughout the region as well as local laws and club rules. We insure all types of personal watercraft and all classes of boats along with:
- Built-in furnishings
- Personal articles and equipment on board
Our insurer partners are always top-rated, so you can be assured that they will be there for you if you have a claim, but they do more than that. They offer value-added services that make your entire inland-water or ocean experience more enjoyable. Those can include salvage assistance, deep-sea salvage, roadside assistance for your tow vehicle, equipment breakdown coverage, and damage caused by corroded through-hull fittings—some insurers even offer coverage for damage from hidden wear and tear that is typically excluded from standard policies. If you travel internationally, we have policies for that as well.
More Than the Minimum Liability Coverage
The state and many marinas and clubs require minimum levels of boaters liability insurance, but at our agency we believe the minimum is often not adequate coverage. Our agents evaluate your specific activities and exposures to determine potential losses and will advise you on appropriate liability insurance and how your policy fits with your other personal insurance coverage, including personal umbrella insurance if you have it.
Specialty coverage, such as insurance for fuel spills and medical payments or bodily injury compensation, along with uninsured/underinsured boaters insurance can round out a comprehensive boating insurance and personal watercraft insurance program. We’ll discuss all your options with you.