Employee Benefits

Studies bear it out again and again: benefits make the difference for employers seeking the best personnel. We not only help you insure your physical assets and protect your staff, we help you form a holistic approach to employment with a full range of benefits to attract and retain the best talent.

A rich benefits menu previously meant a retirement and healthcare plan and maybe a country club membership or a company car. Not anymore. The health insurance landscape has undergone rapid, inconsistent and somewhat undefined upheavals over the past several years, and employers are now not only grappling with cost containment but are also confronting a kaleidoscope of regulation, both at the state and federal level…some of it not even clearly understood by the regulators themselves. Retirement plans are also a mixed bag of defined contribution plans, self-directed investments and leftover defined benefit pension funds. Even savvy employers are having a hard time keeping up with all of it.

That’s why you need a dedicated professional advisor who does more than give you product options.

Going Further Than Product Sales

Our agency’s employee benefits specialists work as benefits advisors, crafting plans that speak to your entire organization, top to bottom, old to young. And once we find a program that provides the full menu you like, we don’t shake hands and walk out the door. We stay with you to advise on plan administration and employee communications. We provide research and updates on regulatory changes as they occur so that your benefits are never falling behind on compliance or competitiveness.

If you are worried about costs, you’re not alone. We are well aware that healthcare inflation vastly outpaces the Consumer Price Index, and we work with our clients to find solutions that not only shift costs to employees but also minimize costs for everyone. From self-insurance solutions to community health networks to narrower but still excellent provider options, we investigate all options and present you with the best.

Some of our clients opt to build out standard employer-sponsored coverages with employee-paid voluntary benefits. These typically include group rates on:

Voluntary benefits, however, can also encompass financial and legal advice programs, wellness plans and other consumer-related memberships and discount plans.